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[SITUATION] · [ACTIVE]

33 clusters · 115 sources · 80 days · First seen 3 months ago · Last updated 4 days ago

Categories: BUSINESS · POLITICS

North American housing market 2026 – Late July

Entities: Realtor.com · United States · Freddie Mac · LoanDepot · Sam Khater

Overview

The National Association of Realtors reported a record median existing‑home price of $440,600 in June, the 36th month of gains. Existing‑home sales slipped 2.4 % to an annualized 4.09 million units and 30‑year fixed mortgage rates hovered near 6.5 %. Inventory stayed tight at roughly 1.56 million homes (≈4.6‑month supply), leaving a shortfall of about 1.2 million entry‑level units and keeping the affordability index marginally lower.

Regional data remained mixed – Maine’s median price rose to $436,000 with a 7.3 % sales increase, while Maui posted a 16.4 % YoY jump in single‑family resales. Pending sales fell 5.4 % as rates hit their highest in a year. California metros led price growth, with Zillow medians above $2.8 million in several affluent cities.

In Canada, national home sales edged up 0.5 % to an average $696,078; CREA trimmed its 2026 sales forecast by 1.4 % and expects a 1.1 % price rise. Housing starts fell 2.8 % to a seasonally adjusted annual rate of 248,123 units, a 13 % YoY decline, with Montreal the only major market posting growth. Median new‑home price fell to $398,300, down 2.7 % YoY, while homes under $300,000 accounted for 23 % of sales.

Late‑July data show the average 30‑year fixed mortgage rate climbing to 6.6‑6.7 % – the highest level in roughly eleven months – and the 15‑year rate reaching 5.96 %. Despite the rate rise, new single‑family home sales in June edged up 1.6 % to a 628,000‑unit annual rate, though still 5.6 % below a year earlier. Experts warned the sustained rate increase deepens the affordability crisis for first‑time buyers and projected overall home prices may fall about 1.2 % this year after a seven‑year surge.

Timeline

4 days ago

[BUSINESS] 4 sources
US mortgage rates climb to 6.58% in July, reaching 11‑month high
US 30‑year mortgage rates hit 6.58% in July, the highest in 11 months, with 15‑year rates at 5.96%; experts warn borrowers to compare offers amid rising housing‑affordability challenges.
6 days ago

[BUSINESS] 15 sources
U.S. mortgage rates near yearly high, new‑home sales modestly rise in June
U.S. 30‑year mortgage rates climbed to about 6.6%, the highest in 11 months, while June new‑home sales rose 1.6% to 628 k units but stay down 5.6% year‑over‑year, keeping affordability tight.
10 days ago

[BUSINESS] 2 sources
US June Housing Starts Rise on Multifamily Growth
U.S. housing starts rose 19% in June, driven by a 76% jump in multifamily units, while single‑family starts fell 0.2% amid higher mortgage rates and construction costs.
10 days ago

[BUSINESS] 2 sources
US housing market sees rising foreclosures and modest starter‑home affordability gains
US foreclosures rose 21% to a 2019 high in early 2026, while starter‑home prices and affordability modestly improved amid higher mortgage rates.
10 days ago

[POLITICS] 2 sources
California Housing Costs Spur Policy Push and Public Outcry
California tackles steep housing costs as Gov. Newsom proposes a new funding committee, while renters report paying $3,400 a month outside Los Angeles, sparking mixed public reactions.
12 days ago

[BUSINESS] 2 sources
California home prices surge to record levels amid rising homeowner concerns
U.S. home values hit $372k median in June 2026; California cities top Zillow’s index with homes over $2.8 million, while new homeowners are advised to budget, insure and plan for rising costs.
14 days ago

[BUSINESS] 3 sources
Canada housing construction slows as builders pull back amid weak demand
CMHC data shows Canadian housing starts fell 2.8% in June, with a 6% monthly slowdown and a 13% drop in larger centres, indicating continued construction weakness.
15 days ago

[BUSINESS] 9 sources
North American housing markets show mixed trends in June 2026
U.S. pending home sales slipped 5.4% in June as mortgage rates rose, while Canada saw a modest 0.5% rise in sales and steady prices but cut its 2026 sales forecast and reported a 13% drop in new housing starts.
16 days ago

[BUSINESS] 2 sources
Maui and Maine see June housing market gains in sales and prices
June home sales rose in Maui (single‑family up 16%, condos up 52%) and Maine’s median price hit a historic $436,000, up 2.6% year‑over‑year.
17 days ago

[BUSINESS] 2 sources
US Home Prices Reach Record Highs as Luxury Buyers Drive Market
US median home prices hit record highs in June, driven by luxury buyers in coastal markets, with median values around $410‑$440k and affordability concerns rising.
21 days ago

[BUSINESS] 15 sources
US home prices reach all-time high while sales slip in June
US median home price hit a record $440,600 in June, up 1.8% YoY, while existing‑home sales fell 2.4% to a 4.09 million annual rate amid high mortgage rates and tight inventory.
22 days ago

[BUSINESS] 4 sources
Maine home sales surge 7% in June, median price hits record $436,000
Maine home sales rose ~7% in June, median price set a record $436,000, inventory hit a six‑year high, and top residential sales reached $7 million.
23 days ago

[BUSINESS] 2 sources
US Home Prices Accelerate in May Amid Regional Split
US home prices accelerated in May to a median $424,950, up 0.8% YoY, with a regional split: Midwest gains, coastal markets cooling, and San Francisco rebounding near 9%.
about 1 month ago

[BUSINESS] 15 sources
Home prices slip worldwide as rates rise and affordability tightens
Home prices fell in New Zealand, Australia and the United States as higher mortgage rates and affordability pressures curb demand, with regional markets holding up while major cities see the biggest drops.
about 1 month ago

[BUSINESS] 9 sources
U.S. Housing Market Slows as Sales Drop and Mortgage Rates Rise
U.S. home sales fell in May, mortgage rates rose above 6%, and price growth slowed, while inventory improves and vacation‑home purchases plunge.
about 1 month ago

[BUSINESS] 2 sources
Canada's New Housing Price Index Falls 0.3% in May, Extending Market Weakness
Canada's New Housing Price Index fell 0.3% in May, its third straight drop; housing starts fell 6% and permits slipped, while resale sales rose 5.5% month‑over‑month.
about 2 months ago

[BUSINESS] 2 sources
U.S. Housing Market Shows Diverging Trends in May 2026
U.S. housing data for May 2026 show single‑family sales rising in Hawaii while nationwide foreclosure filings increased 14% YoY, with Florida leading in rates and Texas topping starts.
about 2 months ago

[BUSINESS] 2 sources
US mortgage market sees purchase dominance as refinance applications slump in May 2026
May 2026 US mortgage data shows purchase loans dominate (81 % of locks) while refinance activity falls; rates rise to 6.44 %, ARMs gain share, and applications dip 5.5 % MoM.
about 2 months ago

[BUSINESS] 2 sources
Montreal real estate sales fall 7% in May 2026 as inventory rises
Montreal CMA saw 7% fewer residential sales in May 2026, with 4,623 transactions and a 14% rise in listings. Prices rose modestly while condo inventory jumped 19%, and higher unemployment pressured demand.
about 2 months ago

[BUSINESS] 4 sources
Canada sees Toronto home sales surge as prices dip, manufacturing PMI shows modest growth
Toronto home sales jumped 10% in May as prices slipped, while Canada’s manufacturing PMI fell to 52.9 but stayed in expansion territory.
2 months ago

[BUSINESS] 2 sources
US new home sales drop 6% in April as mortgage rates rise
US new home sales fell 6.2% to 622,000 units in April, a four‑year low, as 30‑year mortgage rates rose above 6.5% and inventory rose to 489,000 units.
2 months ago

[BUSINESS] 2 sources
US home-price growth slows as buyer‑seller standoff persists
U.S. home-price growth slowed to 0.66% annualized in March as buyers balk at prices and sellers refuse discounts, creating a market standoff; Chicago leads with the biggest gains.
2 months ago

[BUSINESS] 2 sources
Midwest drives US spring 2026 housing rebound as contract signings rise 4.5%
Midwest leads US spring 2026 housing rebound with 4.5% rise in contract signings and strong listing growth.
2 months ago

[BUSINESS] 2 sources
Twin Cities home listings rise while prices slip in April 2026
Twin Cities listings rise 9% YoY, but median prices drop 2% in April 2026 amid high rates and low inventory.
2 months ago

[BUSINESS] 2 sources
US home prices inch up 0.5% in Q1 2026 as pending sales rise
US home prices rose 0.5% in Q1 2026 with gains in most metros, while pending sales rose 1.4% despite high mortgage rates.
2 months ago

[BUSINESS] 2 sources
US homebuyers gain leverage as market eases and assumable mortgages revive
US homebuyers see more inventory, lower competition and are using assumable mortgages to lock in lower rates.
2 months ago

[BUSINESS] 2 sources
Canada's housing market shows modest spring rebound amid tempered buyer enthusiasm
Canada's spring housing market sees slight sales dip, modest price gains and cautious buyer sentiment as immigration cuts curb demand.
3 months ago

[BUSINESS] 4 sources
US pending home sales jump 9.6% YoY, highest since 2022
US pending home sales surge 9.6% YoY, the strongest since 2022, amid falling rates and tight supply.
3 months ago

[BUSINESS] 2 sources
US foreclosure filings rise 12% year‑over‑year in April 2026
US foreclosure filings rose 12% YoY in April 2026, with Delaware posting the worst rate.
3 months ago

[BUSINESS] 3 sources
Canadian Home Sales Rise Slightly in April 2026
Canadian MLS home sales grew 0.7% in April 2026, marking a modest month‑over‑month rise.
3 months ago

[BUSINESS] 5 sources
North American real estate market 2026 sees rebalancing and growth prospects
Ontario neighbourhoods and US housing markets both show 2026 growth, price dips and shifting buyer behavior.
3 months ago

[BUSINESS] 2 sources
US local housing markets post strong spring sales in Naples and Alexandria
Naples, FL saw March sales jump 26.7%; Alexandria, VA posted 33% YoY sales rise in April, boosting U.S. regional housing activity.
3 months ago

[BUSINESS] 2 sources
Del Mar housing market swings to sellers in spring, buyers in winter as mortgage rates climb
Del Mar's spring housing boom favors sellers; winter shifts to buyers, while rising mortgage rates breed caution.

Sources

adslynk.com · albertleatribune.com · amconmag.com · amnesty.org.nz · archute.com · archynewsy.com · aroha.ch · arynews.tv · bangordailynews.com · bendigoadvertiser.com.au · blog.royallepage.ca · bostonagentmagazine.com · bundesverband.de · business · business.financialpost.com · cbc.bb · centralmaine.com · cryptobriefing.com · dailydot.com · dailyguardian.ca · dance-tunes.com · digitaldefense.com · dirt.com · econoTimes.com · eldiariony.com · eliteagent.com · enewschannels.com · epochtimes.com · europesays.com · eyeonhousing.org · fighthistory.com · financialpost.com · finansgundem.com · forexlive.com · Fortune.com · fox9.com · foxbusiness.com · healthy-delicious.com · ibtimes.co.uk · idahobusinessreview.com · independent.co.uk · interest.co.nz · kagonma-info.com · kelo.com · keyt.com · kfgo.com · laopinion.com · latimes.com

This summary has been updated 1 time: see revision history