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NerdWallet

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Situations

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Personal savings and budgeting management strategies

3 clusters · 10 sources · last updated

Latest: Drawbacks of splitting savings into multiple accounts

Individuals are increasingly utilizing strategies to divide savings into multiple accounts with different maturity terms to enhance financial flexibility. This approach allows savers to withdraw specific amounts for unex

[ACTIVE] [BUSINESS] [US]

US mortgage rates and Treasury yields

5 clusters · 11 sources · last updated

Latest: Mortgage rates rise amid persistent inflation and Fed policy

Late July 2026 saw U.S. mortgage rates hovering near 6.5% as markets awaited clearer inflation data. By early August, long‑term Treasury yields surged, pushing the 30‑year mortgage rate to the 6.7%–7% band; a brief dip t

[ACTIVE] [BUSINESS] [US]

US homeowners DIY renovation trend

3 clusters · 12 sources · last updated

Latest: NerdWallet offers cost‑saving advice for home renovation projects

The DIY renovation surge that began in July 2026 with New Jersey homeowners—61 % unable to afford contractors and 94 % planning at least one cosmetic upgrade—has continued to spread. By early August, 94 % of Colorado own

[QUIET] [BUSINESS] [US]

Budgeting for gig and freelance workers

2 clusters · 7 sources · last updated

Latest: Prospa guides freelancers and SMEs on budgeting irregular income

In late July 2026, NerdWallet published guidance for U.S. gig workers, urging them to base their monthly budget on the lowest‑earning month of the past year and to keep fixed costs at or below that level. The article str

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