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Social Insurance Law (SGB V)

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German health insurance reform and GKV spending cuts

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Latest: Germany implements health insurance reforms to stabilize GKV finances

In July 2026, the German government passed a revised statutory health insurance (GKV) package to curb rising costs. The legislation, including the GKV-Beitragssatzstabilisierungsgesetz (BStabG) which took effect on 30 Ju