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SoFi

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Situations

[ACTIVE] [BUSINESS] [US]

US student loan default surge

5 clusters · 42 sources · last updated

Latest: Student loan debt impacts American life as delinquency rates stabilize

The COVID‑19 payment moratorium ended and a one‑year grace period lapsed in late 2024, sparking a sharp rise in defaults that reached 9.5 million borrowers (≈20% of the portfolio) by July 2026, representing about $233 bi

[ACTIVE] [BUSINESS] [US]

US high-yield savings accounts and interest rate trends

5 clusters · 25 sources · last updated

Latest: High-yield savings and CDs offer significantly higher returns than traditional accounts

High-yield savings accounts in the U.S. continue to significantly outperform traditional savings and checking accounts. While traditional savings rates have fluctuated around 0.35% to 0.42% APY, high-yield options have r

[ACTIVE] [BUSINESS] [US]

US generational financial trends

2 clusters · 5 sources · last updated

Latest: Generation X Outpaces Millennials in Savings, Survey Shows Retirement Optimism

Recent surveys reveal contrasting financial attitudes among American age cohorts. A June poll shows Generation Z respondents are split on economic ideology, with a majority viewing socialism favorably, while their median