[REVISION HISTORY]
Amazon expands installment payments in Germany and Austria
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2026-07-29 07:10 UTC → 2026-07-30 10:09 UTC ·
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Amazon expands installment payments in Germany and Austria
In mid‑July 2026, 2026 Amazon Germany announced launched a promotion for its Amazon Visa credit card during Prime Day, offering a €50 credit for Prime members and €10 for non‑Prime shoppers once when the card is approved and used. At the same time, Simultaneously, the retailer extended broadened its schufa‑free installment‑payment scheme to a select group of marketplace sellers, allowing letting customers to split purchases into up to twelve interest‑free monthly installments based on internal behavioural data rather than traditional credit checks. A week later, later Amazon announced that, from August, it would introduce a PayPal‑backed installment‑payment option for eligible customers in Germany and Austria. The service finances purchases ranging from €30 to €10,000 with repayment terms of 3 three to 48 months and an effective annual interest rate of about 11.5 %. Customers can manage their plans via the PayPal app, make early repayments, or close the plan at any time. This partnership broadens Amazon’s “buy now, pay later” portfolio On 28 July 2026 PayPal confirmed that the installment product would be integrated directly into the Amazon.de checkout and provides shoppers mobile app in both Germany and Austria. In addition to the two markets standard three, six, twelve and twenty‑four‑month plans, shoppers can choose thirty‑six or forty‑eight‑month terms, with an additional financing choice. some products offered at 0 % financing. A German or Austrian PayPal account and a credit check are required; pricing and repayment details are shown before purchase, and repayments are withdrawn automatically from a bank account or debit card. PayPal’s Managing Director for the DACH region called the integration a “milestone” for its Buy‑Now‑Pay‑Later portfolio, and Amazon’s Country Manager highlighted the added flexibility at the familiar checkout.
Versions
- 2026-07-30 10:09 UTC Amazon expands installment payments in Germany and Austria
- 2026-07-29 07:10 UTC Amazon expands installment payments in Germany
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