Egypt financial sector growth 2026

In the second quarter of 2026 Egypt’s financial sector showed strong expansion. The combined balance sheet of Egyptian banks (excluding the central bank) rose to EGP 26.9 trillion, an increase of about EGP 2.8 trillion from December 2025, driven by higher lending, deposits and securities investments, while the non‑performing loan ratio remained low at 1.9%.

The investment‑fund industry also recorded a 14.7% jump in net asset values to EGP 470.9 billion, with assets under management reaching roughly EGP 479 billion. The number of funds grew to 224, including 15 newly launched products, and individual investors held 74.7% of the 44.04 billion fund units. Sector‑focused funds delivered the highest average return at 18.82%.

Together, these figures highlight accelerating growth in Egypt’s banking and fund markets, with stable asset quality and robust investor participation. A parallel stress‑testing exercise in Morocco showed the country’s major banks maintaining solid capital buffers and modest loan‑quality deterioration under adverse scenarios, underscoring broader regional financial resilience.