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2 clusters · 8 sources · 14 days · First seen · Last updated

European digital banking savings product trends

Overview

In October 2026, digital banking entities began introducing various savings and investment products to increase returns for consumers. Openbank raised its remunerated account interest rate to 3.25% TAE, while N26 launched a flexible money market fund managed by Fidelity International with a target return of 2.57% TAE.

As the month progressed, several banking institutions across Europe offered competitive fixed-term deposit rates. High-yield options included Openbank at 3.25% TAE for a 6-month term and SME Bank via Raisin at 3.24% TAE for 12 months. Other providers such as EBN, BFF Bank, and Self Bank offered rates ranging from 2.75% to 3.10% TAE. Additionally, institutions like Cetelem, Renault Bank, and WiZink provided options for savers seeking quarterly interest payments.

Entities

Openbank · Raisin · Fidelity International · SME Bank · EBN

Timeline

  1. [BUSINESS] 3 sources
    Savings deposit options offer up to 3.25% TAE in October 2026

    Fixed-term deposits in October 2026 feature rates up to 3.25% TAE, with leading providers including Openbank, SME Bank, and EBN.

  2. [BUSINESS] 6 sources
    Digital banks Openbank and N26 introduce new savings and investment options

    Openbank has increased its remunerated account rate to 3.25% TAE, while N26 launched a money market fund targeting a 2.57% TAE.

Sources

chocale.cl · cronicadecantabria.com · empreendedorismo.pt · euribor.com.es · expansion.com · finect.com · merca2.es · noticiasdemalaga.es