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Germany Girocard and account initiatives

Updated 1 time since CLSTR started tracking revisions of this situation.

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2026-08-03 11:41 UTC → 2026-08-05 10:33 UTC · added removed

In late July 2026, 2026 Euro Kartensysteme announced confirmed that the German Girocard will be upgraded from 2027 with new capabilities such as in‑app payments, hotel and car‑rental reservations, enhanced bookings, stronger electronic age verification, merchant‑whitelisting and strong robust customer authentication. The upgrade follows a 2021 Federal Court ruling that deemed silent consent for illegal checking‑account fees unlawful, require explicit consent, prompting consumer organisations groups to provide supply template letters for refunds. A week later, in In early August 2026, August, major German banks launched rolled out cash‑bonus campaigns to draw attract new Giro account customers. Giro‑account holders. ING offered up to €300 for opening a first checking (Giro) account and, optionally, (and optionally a securities depot, with additional vouchers for savings plans. depot), while Postbank introduced provided a one‑time €150 credit for new online Giro‑pur accounts, both subject to deposit and activity requirements. These promotions reflect banks’ efforts to capitalize on conditions. Later in August, ING Deutschland announced it will issue its own credit card before the Girocard’s expanding functionality Christmas shopping season, with broader availability by mid‑2027. The new card aims to fill a gap for customers who have a Giro account but lack a credit card for travel and online purchases abroad. Simultaneously, ING is redesigning its Giro‑account offerings, developing new models to attract users amid complement the upcoming feature rollout. forthcoming credit‑card product and the enhanced Girocard functionality.

Versions

  1. 2026-08-05 10:33 UTC Germany Girocard and account initiatives
  2. 2026-08-03 11:41 UTC Germany Girocard and account initiatives

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