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3 clusters · 12 sources · 11 days · First seen · Last updated

Germany Girocard and account initiatives

Overview

In late July 2026 Euro Kartensysteme confirmed that the German Girocard will be upgraded from 2027 with in‑app payments, hotel and car‑rental bookings, stronger electronic age verification, merchant‑whitelisting and robust customer authentication. The upgrade follows a 2021 Federal Court ruling that illegal checking‑account fees require explicit consent, prompting consumer groups to supply template letters for refunds.

In early August, major banks rolled out cash‑bonus campaigns to attract new Giro‑account holders. ING offered up to €300 for opening a first checking account (and optionally a securities depot), while Postbank provided a one‑time €150 credit for new online Giro‑pur accounts, both subject to deposit and activity conditions.

Later in August, ING Deutschland announced it will issue its own credit card before the Christmas shopping season, with broader availability by mid‑2027. The new card aims to fill a gap for customers who have a Giro account but lack a credit card for travel and online purchases abroad. Simultaneously, ING is redesigning its Giro‑account offerings, developing new models to complement the forthcoming credit‑card product and the enhanced Girocard functionality.

Entities

ING · Bundesgerichtshof · ING Deutschland · Euro Kartensysteme · Lars Stoy

Timeline

  1. 21 days ago

    [BUSINESS] 2 sources
    ING Deutschland to launch its own credit card before Christmas

    ING Deutschland will launch its own credit card before Christmas, with rollout slated for late 2026, while also revamping its giro‑account options under CEO Lars Stoy.

  2. 23 days ago

    [BUSINESS] 9 sources
    German banks roll out cash bonuses for new Giro accounts

    ING and Postbank in Germany launch cash‑bonus promotions for new Giro accounts, offering up to €300 and €150 respectively under specific deposit and usage conditions.

  3. about 1 month ago

    [BUSINESS] 2 sources
    Germany's Girocard to gain in‑app payments and travel booking features from 2027

    German banks must refund illegal checking‑account fees after a court ruling, and Euro Kartensysteme plans to add in‑app payments, travel bookings and stronger authentication to the Girocard from 2027.

Sources

business-punk.com · fehmarn24.de · it-boltwise.de · kurierverlag.de · mobiflip.de · newzs.de · onetz.de · op-online.de · saarbruecker-zeitung.de · sompo.com.sg · techbook.de · volksfreund.de

This summary has been updated 1 time: see revision history