[REVISION HISTORY]

Japanese financial institutions adopting Kodomo NISA

Updated 1 time since CLSTR started tracking revisions of this situation.

What changed

2026-09-14 06:54 UTC → 2026-09-30 15:12 UTC · added ~~removed~~

Japanese financial institutions, including SBI ~~Securities and~~ Securities, Monex Securities, Rakuten Securities, and PayPay Securities, have announced plans to begin accepting advance applications for the ‘Kodomo NISA’ program starting October 1, 2026. This preparatory phase precedes the official launch of the tax-exempt investment system for minors in January 2027. The Kodomo NISA is a system designed for children aged 0 to 17, allowing for tax-free management of investment trusts. The program features an annual limit of 600,000 yen and a total lifetime limit of 6 million yen. While funds are generally restricted until a child reaches age 12, provisions exist to assist with educational expenses. To facilitate the program, institutions are implementing various ~~features, such as~~ features. Monex Securities will offer investment trust accumulation starting from 100 yen with zero transaction fees, and plans to integrate the program into its d-point referral program. SBI ~~Securities’~~ Securities is implementing parent-child account switching ~~capabilities and Monex Securities’ integration~~ capabilities. Public sentiment regarding the new system is mixed. Surveys indicate that approximately 64.6% of parents with ~~referral programs and low-entry investment options.~~ minors are interested in using the system, often to separate children's assets from household finances. However, some social media discourse reflects opposition, with critics arguing the policy may exacerbate wealth inequality by favoring families who already possess the capital to invest.

Versions

Only revisions since CLSTR began indexing content versions appear here. Select a version to see what changed compared to the one before it.