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3 clusters · 12 sources · 18 days · First seen · Last updated

Japanese financial institutions adopting Kodomo NISA

Overview

Japanese financial institutions, including SBI Securities, Monex Securities, Rakuten Securities, and PayPay Securities, have announced plans to begin accepting advance applications for the ‘Kodomo NISA’ program starting October 1, 2026. This preparatory phase precedes the official launch of the tax-exempt investment system for minors in January 2027.

The Kodomo NISA is a system designed for children aged 0 to 17, allowing for tax-free management of investment trusts. The program features an annual limit of 600,000 yen and a total lifetime limit of 6 million yen. While funds are generally restricted until a child reaches age 12, provisions exist to assist with educational expenses.

To facilitate the program, institutions are implementing various features. Monex Securities will offer investment trust accumulation starting from 100 yen with zero transaction fees, and plans to integrate the program into its d-point referral program. SBI Securities is implementing parent-child account switching capabilities.

Public sentiment regarding the new system is mixed. Surveys indicate that approximately 64.6% of parents with minors are interested in using the system, often to separate children's assets from household finances. However, some social media discourse reflects opposition, with critics arguing the policy may exacerbate wealth inequality by favoring families who already possess the capital to invest.

Entities

SBI Securities · PayPay Securities · Financial Services Agency · Monex Securities · Rakuten Securities

Timeline

  1. 3 days ago

    [BUSINESS] 7 sources
    Kodomo NISA account applications to begin October 2026

    Japanese securities firms will begin accepting applications for the new Kodomo NISA on October 1, 2026, ahead of the system's official launch in January 2027 for minors aged 0-17.

  2. 19 days ago

    [BUSINESS] 3 sources
    Monex Securities to accept advance Kodomo NISA applications

    Monex Securities will begin advance applications for the new Kodomo NISA tax-exempt investment system for minors on October 1, 2026, ahead of its official January 2027 launch.

  3. 21 days ago

    [BUSINESS] 4 sources
    SBI Securities to accept advance Kodomo NISA applications from October

    SBI Securities will start accepting advance applications for the Kodomo NISA program on October 1, 2026, ahead of its official January 2027 launch for children aged 0–17.

Sources

cafeglobe.com · dxmagazine.jp · iussp.org · japan.cnet.com · k-tai.watch.impress.co.jp · lifehack2ch.livedoor.biz · limo.media · manetatsu.com · news.cube-soft.jp · news.mynavi.jp · prtimes.jp · watch.impress.co.jp

This summary has been updated 1 time: see revision history