Real estate market trends in France and Morocco

Real estate markets in France and Morocco are navigating various financing and cost-related obstacles. In France, mortgage acquisition is heavily influenced by personal contributions, which can help cover notary fees and guarantees to facilitate larger loans.

In Morocco, while direct housing aid is available to families, it has not been sufficient to offset systemic pressures. Developers are facing rising production costs, expensive land, and increased material prices. This creates a gap between rising property prices and stagnant purchasing power, impacting the viability of housing projects.

Recent data indicates significant fragmentation within the French market, with price movements varying by region and property type. Nationally, the average price for new apartments fell by 1.1% over twelve months to 5,157 euros per square metre. Notably, thirty French cities now offer new-build apartments at average prices below 4,000 euros per square metre, with Saint-Étienne recording the lowest at 2,587 euros per square metre.

In the Alpes-Maritimes department, prices for existing apartments rose by 2.4%. A trend has emerged where buyers move inland from the coastline to more affordable towns; Carros saw a 16.7% increase and Nice Grand Nord rose by 12.2%. In Nice, the median price for apartments reached 4,851 euros per square metre in 2025, though significant disparities remain, with Mont Boron reaching nearly 10,000 euros per square metre while Ariane-Monzie averages 1,622 euros per square metre.