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2 clusters · 4 sources · 19 days · First seen · Last updated

Retirement planning challenges in Brazil

Overview

Research indicates significant challenges regarding retirement preparedness in Brazil. An initial study by SPC Brasil and the National Confederation of Retailers' Leaders (CNDL) estimated that approximately 104.7 million Brazilian adults had not financially prepared for retirement, with 78% of non-retired adults lacking a supplementary income reserve.

Subsequent findings highlight specific gaps in financial communication and planning within Brazilian couples. Data shows that 66% of couples do not discuss money, and 60% of Brazilians reportedly only begin retirement preparations five years before exiting the workforce. Experts have noted that following pension reforms, benefits are calculated based on 100% of average contribution salaries, which may reduce benefits for individuals with irregular or low-income periods.

Entities

SPC Brasil · CNDL · SF Barros Contabilidade · Opinion Box · Serasa

Timeline

  1. 1 day ago

    [BUSINESS] 2 sources
    Brazilian couples frequently neglect joint retirement planning

    A study shows 66% of Brazilian couples do not discuss finances, often neglecting joint retirement planning until it is too late.

  2. 20 days ago

    [BUSINESS] 2 sources
    Brazil: Study shows 104 million adults unprepared for retirement

    A study by SPC Brasil and CNDL found that 104.7 million Brazilian adults lacked financial planning for retirement, with 78% of non-retired adults having no supplementary income reserves.

Sources

bpmoney.com.br · conexaoto.com.br · revistanovafamilia.com.br · seucreditodigital.com.br