Sacombank loan programmes in Vietnam

In late July 2026, Saigon‑based SACOMBANK rolled out two distinct credit schemes aimed at different segments of the Vietnamese economy.

On 22 July, the bank announced a VND 20 trillion (≈US$860 million) preferential loan package for exporters. The programme offers interest‑rate discounts of up to two percentage points, flexible maturities and credit limits calibrated to borrowers’ cash‑flow cycles. It targets firms engaged in import‑export activity, especially small‑ and medium‑sized exporters that face tighter financing constraints despite Vietnam’s rapid trade growth.

A week later, on 29 July, SACOMBANK introduced a separate VND 5 trillion (≈US$215 million) loan programme for purchasers of Vinhomes residential projects. The scheme provides up to 80 % loan‑to‑value, terms of up to 35 years and fixed‑interest packages ranging from 12 to 36 months at an annual rate of 10.5 %. Vinhomes partners contribute a 0 % interest subsidy, further lowering borrowing costs. The programme covers six Vinhomes developments across the country and includes digital loan‑management through the SACOMBANK PAY app.

Together, these initiatives illustrate SACOMBANK’s strategy of expanding targeted financing across both trade‑related enterprises and the residential property market as part of its broader effort to support Vietnam’s economic momentum.