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Fannie Mae

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Situations

[ACTIVE] [BUSINESS] [US] [GB] [DE]

US mortgage rates and Federal Reserve interest rate hike

18 clusters · 253 sources · last updated

Latest: US mortgage rates exceed 7% for the first time since January 2025

By mid-September 2026, U.S. mortgage rates reached 14-month highs, with some reports from Mortgage News Daily placing rates as high as 7.07%. This surge is driven by rising inflation concerns and geopolitical instability

[ACTIVE] [BUSINESS] [US]

US credit scoring market competition shift

2 clusters · 5 sources · last updated

Latest: Credit scoring market competition shifts as VantageScore enters U.S. market

The United States credit scoring market is undergoing a transition as lenders move beyond the traditional FICO score. Government-sponsored enterprises Fannie Mae and Freddie Mac have approved the use of VantageScore 4.0,

[ACTIVE] [BUSINESS] [US]

US housing market regulatory and lending shifts

2 clusters · 4 sources · last updated

Latest: Housing groups lobby for delays in condo lending and FHA rule updates

The Federal Housing Finance Agency (FHFA) has initiated several changes to the U.S. housing market. Under Director Bill Pulte, Fannie Mae and Freddie Mac are increasing mortgage-backed securities (MBS) purchases toward a

[ACTIVE] [BUSINESS] [US]

US mortgage credit scoring model transition

4 clusters · 8 sources · last updated

Latest: Mortgage industry expands use of alternative credit scoring models

The US mortgage industry is transitioning toward modernized credit-scoring models, moving away from a reliance on traditional FICO scores. Following directives from FHFA Director Bill Pulte to end FICO’s monopoly, Fannie

[ACTIVE] [BUSINESS] [US] [GB] [RO]

Lehman Brothers bankruptcy and financial crisis legacy

2 clusters · 5 sources · last updated

Latest: Lehman Brothers bankruptcy anniversary prompts financial crisis analysis

The collapse of Lehman Brothers in September 2008 remains a pivotal event in global financial history. Following failed attempts by potential rescuers such as Bank of America and Barclays to acquire the institution, Lehm

[QUIET] [BUSINESS] [US]

US conforming mortgage loan limit changes

3 clusters · 8 sources · last updated

Latest: Pennymac raises early 2027 conforming loan limit to $850,000

The Federal Housing Finance Agency (FHFA) announced that conforming loan limit values (CLLs) will increase for 2026. For standard cost areas, the baseline for one-unit properties will rise by $26,250 to $832,750, with hi

[QUIET] [BUSINESS] [US] [GB]

US mortgage credit scoring regulatory shifts

2 clusters · 4 sources · last updated

Latest: FHFA regulatory plans impact FICO, Equifax, and TransUnion shares

TransUnion, FICO, and Equifax shares have faced downward pressure due to potential regulatory shifts in the mortgage credit scoring market. Initially, TransUnion shares fell 9.0% following a directive to allow Fannie Mae

[QUIET] [BUSINESS] [US]

Coinbase and Better Bitcoin-backed mortgage launch

2 clusters · 19 sources · last updated

Latest: Coinbase and Better Mortgage launch Bitcoin-backed mortgages

Coinbase and Better Mortgage have introduced a Bitcoin-backed mortgage product in the United States. The program allows homebuyers to use Bitcoin as collateral for a down payment through a dual-loan structure. This invol

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