Turkey Treasury credit program for farmers & artisans

The Turkish Treasury and Ministry of Finance have maintained an interest‑subsidised credit scheme that channels billions of lira to agricultural producers and small‑business artisans. By July 2026 the programme had allocated 629 billion lira—449 billion to roughly 1.1 million farmers and 180 billion to about 774 000 artisans—through banks such as Ziraat and Halk. Loans carry state‑covered interest subsidies of 25‑100 %, with the government bearing roughly 70 % of the interest cost.

In late July 2026 the scheme was expanded for artisans: the maximum loan amount rose from 1 million TL to 1.5 million TL, and investment‑related credit limits (for premises, vehicles and equipment) increased to 3.5 million TL. The changes, promoted by the Artisans and Craftspeople Credit and Guarantee Cooperative Union (TESKOMB), aim to improve financing access for micro‑enterprises seeking growth or capital investment.

Together, the original financing rollout and the subsequent credit‑limit increase illustrate Turkey’s ongoing effort to support its agricultural sector and small‑scale craft businesses through state‑backed, low‑cost loans.