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16 clusters · 86 sources · 75 days · First seen · Last updated

Greece considers updates to ‘Spiti Mou 3’ housing program

Overview

The Greek government is transitioning its housing support from temporary measures to a permanent mechanism through the ‘Spiti Mou 3’ program. Following the conclusion of the ‘Spiti Mou 2’ phase on August 31, which saw 14,114 contracts signed totaling €1.54 billion, Prime Minister Kyriakos Mitsotakis has launched a significantly expanded €2 billion housing package. Part of the National Strategy for Affordable Housing 2026-2035, the program is scheduled for implementation in January 2027, though reports suggest activation could begin as early as late December 2026. The €2 billion budget is expected to be sourced from the Recovery Fund (€500 million), the Hellenic Development Bank’s own reserves (€500 million), and credit institutions (€1 billion). The program aims to assist approximately 20,000 households in purchasing first homes. To address rising real estate prices, the government has increased the maximum property value limit from €250,000 to €300,000 and the maximum loan to €230,000. The program can finance up to 90% of a property’s value, requiring beneficiaries to provide 10% in equity. In October 2026, the government introduced a broader package of 11 measures to address the housing crisis. As part of these developments, officials are evaluating two major updates to ‘Spiti Mou 3’ to expand eligibility and property availability, pending European Commission approval. Proposed changes include allowing the purchase of newer properties with building permits issued as late as 2012 or 2015, up from the previous 2007 limit. Additionally, the government is considering allowing the use of guarantors for mortgage loans to assist young couples and lower-income families. Minister of Social Cohesion and Family Domna Michailidou stated the program aims to help approximately 20,000 additional citizens acquire homes.

Entities

Greece · Hellenic Development Bank · Domna Michailidou · Thessaloniki · Ministry of Social Cohesion and Family

Claims

What the coverage asserts, and how many sources carry each claim.

Timeline

  1. [BUSINESS] 2 sources
    Greece considers updates to ‘Spiti Mou III’ housing program

    Greece is considering expanding its ‘Spiti Mou III’ housing program by allowing newer properties and the use of guarantors to help 20,000 more citizens own homes.

  2. [BUSINESS] 3 sources
    Greece housing crisis: rising rents and new government measures

    Greece faces a housing crisis with high rents in Athens. The government is proposing tax incentives and renovation subsidies to encourage long-term rentals and increase housing stock by 2027.

  3. [POLITICS] 25 sources
    Greece implements 11 measures to address housing crisis

    Greece has launched 11 measures to tackle the housing crisis, including renovation subsidies up to 95%, tax breaks for long-term rentals, and the upcoming €2 billion ‘Spiti mou III’ program in 2027.

  4. [BUSINESS] 6 sources
    Greece announces new housing loans and renovation subsidies

    Greece is launching new housing support measures, including the ‘Spiti Mou 3’ mortgage program and home renovation subsidies of up to €36,000 to assist homeowners and increase housing stock.

  5. [BUSINESS] 31 sources
    Greece to launch Spiti Mou 3 housing program with 2 billion euro budget

    Greece's ‘Spiti Mou 3’ housing program, with a 2 billion euro budget, will offer low-interest loans for first-time buyers starting late 2026, featuring expanded age, income, and property value limits.

  6. [BUSINESS] 11 sources
    Greece updates A21 child allowance and housing subsidy programs

    Greece reopens the A21 child allowance platform for applications and schedules an emergency payment for October 9. Meanwhile, the ‘Anakainizo’ housing renovation program enters its next phase.

  7. [POLITICS] 10 sources
    Greece housing programs: 50% subsidies and new loan measures

    Greek Minister Domna Michailidou announced that ‘Anakainoso’ beneficiaries can claim 50% subsidies in October, while the new ‘Spiti Mou 3’ housing program is being planned for 2027.

  8. [BUSINESS] 4 sources
    Spiti Mou 3 program: Housing availability analyzed in Attica and Thessaloniki

    Research by E-Real Estates evaluates the availability of homes for Greece’s 2 billion euro ‘Spiti Mou 3’ program, highlighting regional price and supply variations in Attica and Thessaloniki.

  9. [BUSINESS] 2 sources
    Greece to launch ‘Spiti Mou III’ housing loan program in January

    Greece plans to launch the ‘Spiti Mou III’ housing program in January, offering up to €2 billion in loans with expanded eligibility and higher property value limits to assist thousands of households.

  10. [BUSINESS] 2 sources
    Greek real estate prices expected to rise with ‘Spiti Mou 3’ program

    The ‘Spiti Mou 3’ housing program, launching in early 2027, is expected to boost Greek real estate demand and prices through expanded income, age, and property value eligibility criteria.

  11. [BUSINESS] 3 sources
    Greece to launch Spiti Mou 3 housing program

    Greece is planning the 2 billion euro “Spiti Mou 3” program for first-time homebuyers, featuring higher property value limits, increased loan amounts, and expanded age eligibility.

  12. [BUSINESS] 15 sources
    Greece to launch Spiti Mou 3 housing program with 2 billion euro budget

    Greece is launching the 2 billion euro ‘Spiti Mou 3’ housing program in 2027, offering loans up to 230,000 euros for properties up to 300,000 euros to assist first-time homebuyers.

  13. [BUSINESS] 16 sources
    Greece to launch Spiti Mou 3 housing program with expanded limits

    Greece will launch 'Spiti Mou 3' in 2027, a 2 billion euro housing program with expanded property value limits up to 300,000 euros and increased loan amounts to support up to 20,000 households.

  14. [BUSINESS] 12 sources
    Greece concludes Spiti Mou II housing program with €1.54 billion in contracts

    Greece's “Spiti Mou II” housing program concluded with 14,114 signed contracts worth €1.54 billion, helping over 14,100 households secure affordable first homes.

  15. [BUSINESS] 3 sources
    Greece offers transfer tax exemptions for first-time homebuyers

    Eligible first-time homebuyers in Greece can receive transfer tax exemptions on properties up to €200,000, with higher limits for individuals with disabilities.

  16. [BUSINESS] 4 sources
    Greece plans permanent low-interest mortgage program ‘Spiti Mou 3’

    Greece is planning ‘Spiti Mou 3’, a permanent housing program offering low-interest mortgages via bank tax credits, as the current ‘Spiti Mou 2’ program nears its August 31 deadline.

Sources

agrinionews.gr · agriniosite.gr · alfavita.gr · athina984.gr · best-tv.gr · biskotto.gr · businessdaily.gr · capital.gr · cnn.gr · cretaone.gr · cyclades24.gr · dnews.gr · e-radio.gr · e-thessalia.gr · economistas.gr · eea.gr · efsyn.gr · ekriti.gr · emvolos.gr · enikos.gr · ertnews.gr · ethnos.gr · evimaserres.gr · fimotro.gr · flash.gr · fonimaleviziou.gr · fortunegreece.com · gargalianoionline.gr · grtimes.gr · haniotika-nea.gr · iefimerida.gr · ieidiseis.gr · ilialive.gr · imerazante.gr · in.gr · insider.gr · iskra.gr · kefaloniamagazine.gr · kykladiki.gr · lamiareport.gr · larissapress.gr · lescienze.it · lesvospen.gr · lifo.gr · lykavitos.gr · maps.in.gr · megatv.com · mononews.gr

This summary has been updated 30 times: see revision history