Vietnam banking and fintech developments (July 2026)

Timeline

1. 1 day ago

   [BUSINESS] 5 sources

   Vietnam banks raise savings rates as credit outpaces deposits

   Vietnamese banks, facing faster credit growth than deposits, are boosting savings rates to 8‑10% to lure idle cash, heightening competition for deposits.

2. 11 days ago

   [BUSINESS] 2 sources

   Vietnam's VIB Bank offers long‑term mortgage interest discount with VIB Up

   VIB Bank's VIB Up program gives mortgage borrowers a permanent 0.2‑0.4% annual interest cut when signed up before disbursement, saving up to 350 million VND over 20‑30‑year loans.

3. 25 days ago

   [BUSINESS] 6 sources

   Vietnamese banks roll out high‑interest savings and reward promotions

   Vietnamese banks, including VPBank, SeABank and Vietcombank, introduced high‑interest savings rates and reward‑based promotions, some tying deposits to entertainment experiences and prize draws.

4. 27 days ago

   [BUSINESS] 2 sources

   Vietnam's An Bình‑Geleximco group sees sharp rise in SHN, ABBank and ABW stocks

   Vietnamese stocks SHN, ABBank and ABW, linked to Vũ Văn Tiền's An Bình‑Geleximco group, surged in early July 2026, with SHN up 70% in a week and ABBank reporting a 269% profit jump and a stock dividend.

5. about 1 month ago

   [BUSINESS] 2 sources

   VILAF and Citi Vietnam win leading FinanceAsia Awards in Vietnam

   VILAF was named Vietnam Best Law Firm and Citi Vietnam won Best Sustainable Bank and Best Bank for SMEs at the FinanceAsia Awards 2026 in Hong Kong.

6. about 1 month ago

   [BUSINESS] 4 sources

   Vietnam’s Cao su Sao Vàng and ABBank boost charter capital by hundreds of billions of dong

   Cao su Sao Vàng raised charter capital to ~365 bn dong and declared a 4% cash dividend; ABBank approved a capital boost of over 6,100 bn dong via bonus shares, supporting 2026 growth plans.

7. about 1 month ago

   [BUSINESS] 4 sources

   An Bình Group boosts capital: securities firm lifts charter to >3,000bn VND, bank approved for >20,000bn VND

   An Bình's securities arm raised charter capital to >3 trillion VND, while ABBank secured approval to lift its capital above 20 000 billion VND, enabling expanded operations and credit growth.

8. about 1 month ago

   [BUSINESS] 2 sources

   Vietnam banks offer cash‑back credit cards for electricity and water bill payments

   Vietnam's VIB, MB and TPBank credit cards provide cash‑back on utility bill payments, offering up to 15% returns and monthly caps, helping consumers lower living costs.

9. about 2 months ago

   [BUSINESS] 2 sources

   Vietnamese banks Bac A Bank and ACB issue new shares for dividend payouts

   Bac A Bank will issue 80 M+ shares for a 7.5% dividend, while ACB saw record liquidity and plans a 20% dividend with >667 M new shares, as the VN‑Index fell below 1,800 points.

10. about 2 months ago

    [BUSINESS] 2 sources

    Vietnamese banks launch summer promotions with prizes and customer experience tours

    Nam A Bank and VPBank roll out summer promotions in Vietnam, offering cash‑rich prizes, travel packages, and on‑site experiences to attract customers.

11. about 2 months ago

    [BUSINESS] 2 sources

    Vietnamese banks roll out new cash‑reward programs

    ABBank and LPBank in Vietnam unveiled reward and fee‑waiver programs to attract new users and aid social‑welfare customers, expanding digital banking adoption.

12. about 2 months ago

    [BUSINESS] 2 sources

    Vietnamese banks reinstate automatic split for large transfers

    Vietnam's BIDV and OCB have reinstated automatic split‑order features for rapid transfers over 500 million VND, creating smaller sub‑transactions and requiring separate confirmations to meet regulator rules and

13. about 2 months ago

    [BUSINESS] 4 sources

    Vietnam's Techcombank, VPBank and ACB Narrow Profit Gap with State‑Owned Big4 Banks

    Techcombank, VPBank and ACB have surged in profit over ten years, closing the gap with Vietnam’s state‑owned Big4 banks, driven by retail focus and tech investment.

14. 2 months ago

    [TECHNOLOGY] 5 sources

    HDBank's MediPay and MediFast win Fintech awards at Vietnam's Sao Khuê 2026

    HDBank's MediPay and MediFast were named top fintech solutions at Vietnam's Sao Khuê 2026 awards, highlighting their rapid digital health services and financing features.

15. 2 months ago

    [BUSINESS] 5 sources

    SACOMBANK Wins Sao Khuê 2026 Award and Leads JCB Card Sales in Vietnam

    SACOMBANK earned a five‑star Sao Khuê 2026 award for its open‑loop public‑transport payment system, appeared on Vietnam’s Digital Tech Solutions Map, and won JCB’s 2025 Merchant Sales and Spending Leadership.

16. 2 months ago

    [BUSINESS] 2 sources

    Vietnam banks appoint new senior executives as part of growth and digital plans

    Vietnamese banks such as KienlongBank, Sacombank, OCB, VIB, SHB and Eximbank reshuffled senior executives in May 2026 to support growth, digital transformation and strategic planning.

17. 2 months ago

    [BUSINESS] 2 sources

    Vietnam Banking Sector Digital Transformation Competition Ends with Vietcombank Victory

    Vietnam's banking sector held a digital transformation contest, shifting focus to learning; Vietcombank won the top prize, with officials highlighting banking as a digital pioneer.

18. 3 months ago

    [BUSINESS] 3 sources

    Vietnam banks MSB and Vietcombank implement major digital app migration and large‑transfer policy changes

    Vietnam's MSB launches a new digital banking app, while Vietcombank ends automatic large‑transfer splitting, requiring manual handling.

19. 3 months ago

    [BUSINESS] 3 sources

    Bithumb partners with Vietnam's SSID to launch digital asset exchange

    Bithumb signs MoU with Vietnam's SSID to develop a compliant crypto exchange, marking a major Korean expansion into Vietnam.

20. 3 months ago

    [BUSINESS] 2 sources

    VPBank's Cake app rolls out international money service at Vietnam retail stores

    VPBank's Cake app partners with Điện Máy Xanh and Thế Giới Di Động to enable international money receipt at over 3,000 Vietnamese retail stores.

21. 3 months ago

    [TECHNOLOGY] 3 sources

    GLN International launches nationwide QR payments in Vietnam via NAPAS network

    GLN International launches Vietnam QR payments via NAPAS, enabling payments through partner apps nationwide without currency exchange.